Question: Why Do Insurance Companies Need SSN?

Do you need SSN to settle lawsuit?

The very simple truth is that you are not required to give your social security number to the insurance adjuster and we recommend that you elect not to if they request it.

It is likely that the response from the adjuster will be for them to tell you that it is mandatory for you to get your case resolved..

What should you not say to an insurance adjuster?

Keep your answers to the adjuster’s questions as short and succinct as possible. Tell the truth, but do not give details the adjuster does not ask for. If you are unsure about the answer to a question, politely decline to say anything. Spreading inaccurate statements could come back to damage your claim.

Should I give my lawyer my Social Security number?

You don’t have to give your SS#, but more than likely, if you don’t, the other side will ask the Court to order you to and if you don’t comply with the judge’s order, the judge is likely to kick your case out of court. The other side is allowed to discover anything that could likely be admissible in the case.

Should I sign a medical release for the insurance adjuster?

An insurance company should not be provided any medical records associated with a pre-existing medical condition. … Individuals should always carefully review their medical records before sending them to the insurance adjuster. It’s important for accident victims to not provide too much information.

Do home insurance companies need Social Security numbers?

The main reason your social security number is needed for an accurate insurance quote is that most insurance companies use a loss sharing service called CLUE (Comprehensive Loss Underwriting Exchange). Any prior losses or claims will be stored here under your social security number.

Is it safe to give your SSN online?

“There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of, an identity theft prevention company.

Why does the claim adjuster keep asking for my Social Security number?

The primary legal reason that the insurance company is asking for your social security number is to verify if you are enrolled in Medicare Part A or Part B (or have ever previously received Medicare Part A or Part B). … As to whether you can refuse to provide your social security number to the insurance adjuster.

Why do insurance companies need your Social Security number?

An insurer has the right to ask for a social security number where the information is reasonably related to underwriting. One such purpose is to obtain a credit report of an insured.

Do you need your Social Security number to get car insurance?

Answer: Yes, you can buy insurance without a social security number with some companies. However, insurance companies will require you to have a U.S. driver’s license, which, depending on your state laws, you cannot obtain without having a social security number.